Vidya Lakshmi is a first of its kind portal for students seeking Education Loan. This portal has been developed under the guidance of Department of Financial Services, (Ministry of Finance) , Department of Higher Education (Ministry of Education) and Indian Banks Association (IBA).The portal has been developed and being maintained by Protean eGov Technologies Limited (Formerly NSDL eGovernance Infrastructure Limited). Students can view, apply and track the education loan applications to banks anytime, anywhere by accessing the portal. The portal also provides linkages to National Scholarship Portal.
PM-Vidyalaxmi aims to provide financial support in the form of easy availability of collateral and guarnantee free education loans to meritorious students who get admission in the top 860 quality higher educational institutions (QHEI) of india, translating to covering more than 22 lakh fresh students who get admission in these HEIs every year
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